Competitive Adviser Fees
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Our extensive experience, streamlined internal systems, efficient processes, and scale allow us to offer highly competitive advice fees and setup costs. Unlike many firms, our fee structure isn't one-size-fits-all; it's tailored to the specific needs of our clients.
Transparency and Value
We invite you to compare our fee rates with those of your current adviser or other firms. We take pride in our transparency and believe in offering our clients outstanding value for our services.
Lower Fees for Ongoing Clients
Once you become a CPW client, any future work is done at a lower fee rate than for new clients. This is based on your enrollment in our service plan, ensuring that your finances are continuously monitored and managed.
No Mortgage Fees
In most cases, CPW doesn't charge fees for mortgage work. The procuration fees we receive from lenders are typically sufficient. We're different from most adviser firms in this regard.
Initial Consultations at No Cost
Our first meeting and consultation sessions come with no fees. Only when we agree on a plan of implementation will we charge a fee for our work.
Ongoing Service Value
Research shows that regular advice from a professional adviser can provide significant benefits, including reduced product costs, lower mortgage rates, and higher investment returns. Our approach to ongoing fees for investment and pension management is tailored to the individual needs of our clients. We follow a client segmentation model, ensuring that the appropriate service is aligned with each client's actual requirements.
Client Segmentation Model
Our segmentation model distinguishes between Core clients (low-touch), Prosper clients (medium/high-touch), and Wealth clients (high-touch with potential cost discounts based on asset values). We believe in offering solutions that suit the unique situations of our clients.
Varied Ongoing Fees
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We recognize that one size doesn't fit all. Our ongoing fees are commonly as low as 0.5% for simpler areas of advice and never exceed 1% even for highly complex areas. This flexibility is a testament to our commitment to putting our clients first.
Comprehensive Service, Competitive Rates:
In summary, we provide a comprehensive service at market-leading rates. Our years of experience, efficient internal systems, and dedicated team enable us to focus on building long-term client relationships rather than relying on high-cost transactional business.